Consolidating multiple car loans into one dating a married catholic

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Fees are subject to change with at least 30 days of prior written notice.

When the main account is in a negative balance, interest is compounded monthly, not in advance.

Variable Rate Sub-Account Terms *APR [%] 5 Year Open Manulife One Base Rate (3.20%) plus/minus 0.00% % Interest is compounded monthly, not in advance.

Dealer Trust Accounts Investment Savings Account (MIP 510) % $US Investment Savings Account (MIP 511) % Interest is calculated on the closing daily balance and paid monthly. Guaranteed Investment Certificates (RSP and non-registered) Term Annual interest Monthly interest Semi-annual interest 1 Year % % % 2 Year % % % 3 Year % % % 4 Year % % % 5 Year % % % Not redeemable before maturity except upon death. For compound interest certificates, use annual rates.

Short-term Deposits (RSP and non-registered) Days ,000 - ,999.99 ,000 - ,999.99 0,000 30 - 59 days % % % 60 - 89 days % % % 90 - 179 days % % % 180 - 269 days % % % 270 - 364 days % % % Short-term GICs may be redeemed prior to maturity but interest is forfeited if redeemed within 29 days from issuance. Semi-annual and monthly interest available for non-registered certificates only.

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