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Fiserv EFT has granted FICANEX® the exclusive right to use, market and sublicense THE EXCHANGE® trade mark and the intellectual property rights associated with the operation of THE EXCHANGE® Network throughout Canada.Manulife Bank of Canada is an authorized user of the mark.
Fees are subject to change with at least 30 days of prior written notice.
When the main account is in a negative balance, interest is compounded monthly, not in advance.
Variable Rate Sub-Account Terms *APR [%] 5 Year Open Manulife One Base Rate (3.20%) plus/minus 0.00% % Interest is compounded monthly, not in advance.
Dealer Trust Accounts Investment Savings Account (MIP 510) % $US Investment Savings Account (MIP 511) % Interest is calculated on the closing daily balance and paid monthly. Guaranteed Investment Certificates (RSP and non-registered) Term Annual interest Monthly interest Semi-annual interest 1 Year % % % 2 Year % % % 3 Year % % % 4 Year % % % 5 Year % % % Not redeemable before maturity except upon death. For compound interest certificates, use annual rates.
Short-term Deposits (RSP and non-registered) Days ,000 - ,999.99 ,000 - ,999.99 0,000 30 - 59 days % % % 60 - 89 days % % % 90 - 179 days % % % 180 - 269 days % % % 270 - 364 days % % % Short-term GICs may be redeemed prior to maturity but interest is forfeited if redeemed within 29 days from issuance. Semi-annual and monthly interest available for non-registered certificates only.